See where you stand. Then decide what’s next.
Find out what lenders would look at in your situation, and get a ballpark of what you could borrow. Start on your own, in about three minutes.
- No sign-up for the quick check
- No credit check. Nothing goes to a lender.
- A guide, not an offer of credit.
Where you stand with lenders
- 01Quick checkAbout 3 minutes. A ballpark from a typical lender’s rules.
- 02Full report, if you want itAbout 8 minutes in total. Your estimated range across IDM’s panel and what could improve it, emailed to you.
- 03Talk it through with DougOnly if you want to. Ask for a call with your report, or read it first.
No credit check. Nothing goes to a lender. A guide, not an offer of credit.
Concept only: sample rules and figures. Report requests show a preview; no email is sent.
A few minutes now. A clearer starting point.
Suggested topics: what the check asks, what the ballpark leaves out, and what the full report adds.
[Doug: confirm these topics and supply the video]
Or book a call with DougA first look. Then the detail.
Start with the quick check. If you want more, the full report takes it further.
- 01About 3 minutes
See where you stand
Answer questions about your income, deposit or property, and debts. You’ll see what lenders will look at, and a ballpark of what you could borrow.
Quick check · No sign-up - 02About 8 minutes in total
Get the full report
Add more detail and we’ll email you an estimated borrowing range across IDM’s panel, what could improve it, and the documents to have ready.
Full report · Emailed to you - 03When you’re ready
Talk it through with Doug
When you ask for your report, you can ask Doug to call you about it, or just read it first. The call is where you work out which lenders could suit you.
Only if you want to
A few things you might be wondering.
You don’t need to be ready to apply, or to have picked a broker, to use the check.
Start the checkWill this affect my credit score?
No. The check only uses your answers. It doesn’t run a credit check, make an application or send anything to a lender.
Do I have to give my details?
Not for the quick check. To have your result or report emailed, we need your first name and email. If you’d like a call, add your phone number too.
Will someone call me?
Only if you ask. When you request your report, you can ask for a call to go through it, or just have it emailed and read it first.
Why not just ask my bank?
You can. The check gives you a starting point before you speak to a lender. The full report estimates a borrowing range across IDM’s panel. It doesn’t compare interest rates.
What if I’m still months away?
That’s a good time to look. You’ll see what lenders will look at and what you might need to get ready, then come back when it suits you.
Is the result an approval?
No. It’s a guide based on your answers. Business lending doesn’t get a borrowing figure, and some home loan answers won’t give a useful figure either. Doug can go through what might apply to you.
How does IDM get paid?
[Doug to confirm how commissions work, when any fee applies, and the wording for the credit guide.]
Rather just talk? Book a time.
Book a 15-minute call with Doug, or do the check first and choose a call when you request your report.
Start the check first ↗